Neeraj has over 23 years of experience in IT & related services. Neeraj also has been involved in mentoring startups (Tech and Non-Tech/NGOs) to help them setup and grow. He is also an author of Amazon best seller book "Zero Debt: Break the Debt Cycle and Reclaim Your Life" and has been providing free consultation on Personal Finance. He passionately calls himself a Trader, Minimalist and an Essentialist. For more details you can visit his website www.neerajdeginal.com